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d(odsetki)=?
k(kapitał)=50000
t(czas)=1
p(procent)=2,8%
d=(50000*2,8%*1):100%
d=140000:100
d=1400
1400-100%
280-20%
d=(kpt):100%
(d*100%):kp=t
t=(280*100%):50000*20%
t=0,028