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4%=0,04
0,04-20%*0,04=0,04-0,008=0,032 oprocentowanie po odjęciu podatku
1900*0,032=1900*32/1000=19*32/10=608/10=60,80 zl
b)
3,7%=0,037
0,037 - 0,2*0,037=0,037 -0,0074=0,0296=296/10000=37/1250
2400*9*37/(12*1250)=799200/15000=53,28 zl