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besar bunga = 20 rb
% bunga/ tahun = 8 % : 12 bln = 2/3% / bulan
bunga = uang awal x % bunga x lama
20 rb = uang awal x 2/3% x 6 bulan
uang awal = (20 rb x 3 x 100) : (6 x 2) = 500.000