October 2018 1 44 Report

Sprawdź warunki i oblicz, ile cię może kosztować kredyt studencki zaciągnięty na 4 lata.

1. Nazwa banku.

2. Kto może uzyskać kredyt?

3. Jakie dokumenty są potrzebne, by złożyć wniosek o przyznanie kredytu?

4. Jakiej wysokości kredyt mozża uzyskać i od czego to zależy?

5. Jak trzeba gwarantować spłatę kredytu?

6. Ile wynosi oprocentowanie kredytu?

7. Jakie są opłaty manipulayjne i ile wynoszą?

8. jakie są warunki spłaty kreytu?

9. Jaka jest stopa kredytu w ujęciu rocznym?

10. Jak otrzymuje się kredyt (gotówka, czek, zwiększone saldo na kącie)?

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Wstaw do tekstu:A) Society is going to have to look at energy usage, and underground homes can be space-saving in a crowded country.B) The light coming in through the should create interesting lighting effects in the central living area - and reduce the need for artificial light.C) A considerable amount of money is saved on energy and mainteance bills, and earth-sheltered homes are free from most forms of noise and have a low fire risk.D) Also, some people find it difficult to cope psychoiogically with living in an earth-sheltered dwelling, but this usually applies only to deep structures. E) They can make use of steep slopes and can have attractive wide glass fronts.F) The first time the couple climbed down a dangerous old iron ladder to inspect the inside of the reservoir, they expected to descend into meters of mud and water.G) The couple have since used a special drill to cut three large square holes in the roof, which will soon support three glass pyramids.H) Because an earth-sheltered home is so effectively insulted there is virtally no loss of heating and, therefore, significantly reduced heating bills.I) A few months later, along with his wife, Sarh, he is about to become one of the few Brits who live below the earth.Timothy Scott was leisurely leafing through a local newspaper when he saw a small advert for a "concrete reservoir for sale". (I) The couple, known locally as "the moles", have decided to go underground not just because they want one of the most unusual homes in Britain, but for good ecological reasons too.(...) Instead, they found a sweet-smelling 10m by 20m space, 4m high. The massive concrete roof, and the earth above it, was supported by eight large original brick pillars."We knew immediately that it would make a wonderful home" - says Timothy. (...)These will be the main source of light and heat for the house. Natural light will spread through glass walls to the three bedrooms, two bathrooms and kitchen off the central area."We expect virtually no heating bills". - Timothy says. The surrounding earth and the inside of the walls should provide an ample storage area for the solar energy we gain through the pyramids during the day. (...) We estimate that this will cut our electricity bills by at least a third.The couple's belief in the benefits of living underground is genuine. Living underground, which is quite common in America, in parts of Spain and in China, has many adventages for families. (...) What's more, they are naturally protected from wind and draughts. Earth sheltering also provides greater security and the same time a building that will last a good 500 years. There are fewer than a dozen earth-sheltered homes in Britain, which makes their inhabitants into pioneers of a sort.Building this way is also compatible with the new conservationist methods. (...) To avoid living in "shoe boxes" and to keep agricultural land green, there is really only one way of building: underground. "In 100 years" time, or less,' says Timothy, "I beleive that large numbers of people will be living in earth-sheltered homes in Britain."Earth-sheltered homes don't have to be like Timothy's reservoir. (...) A patio is also possible, as long as there is enough space in front of a house.However, according to Peter Carpentier, secretary of the British Earth Sheltering Association, who lives in his own underground home, there are a few disadventages. For instance, because there are so few earth-sheltered homes in UK, it is usually hard, although not impossible, to get planning permission. (...)When a lot of excavation is needed, building costs can be higher than for conventional homes, although savings can be made in other ways.Proszęęęęę :>
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Wstaw do tekstu:A) Society is going to have to look at energy usage, and underground homes can be space-saving in a crowded country.B) The light coming in through the should create interesting lighting effects in the central living area - and reduce the need for artificial light.C) A considerable amount of money is saved on energy and mainteance bills, and earth-sheltered homes are free from most forms of noise and have a low fire risk.D) Also, some people find it difficult to cope psychoiogically with living in an earth-sheltered dwelling, but this usually applies only to deep structures. E) They can make use of steep slopes and can have attractive wide glass fronts.F) The first time the couple climbed down a dangerous old iron ladder to inspect the inside of the reservoir, they expected to descend into meters of mud and water.G) The couple have since used a special drill to cut three large square holes in the roof, which will soon support three glass pyramids.H) Because an earth-sheltered home is so effectively insulted there is virtally no loss of heating and, therefore, significantly reduced heating bills.I) A few months later, along with his wife, Sarh, he is about to become one of the few Brits who live below the earth.Timothy Scott was leisurely leafing through a local newspaper when he saw a small advert for a "concrete reservoir for sale". (I) The couple, known locally as "the moles", have decided to go underground not just because they want one of the most unusual homes in Britain, but for good ecological reasons too.(...) Instead, they found a sweet-smelling 10m by 20m space, 4m high. The massive concrete roof, and the earth above it, was supported by eight large original brick pillars."We knew immediately that it would make a wonderful home" - says Timothy. (...)These will be the main source of light and heat for the house. Natural light will spread through glass walls to the three bedrooms, two bathrooms and kitchen off the central area."We expect virtually no heating bills". - Timothy says. The surrounding earth and the inside of the walls should provide an ample storage area for the solar energy we gain through the pyramids during the day. (...) We estimate that this will cut our electricity bills by at least a third.The couple's belief in the benefits of living underground is genuine. Living underground, which is quite common in America, in parts of Spain and in China, has many adventages for families. (...) What's more, they are naturally protected from wind and draughts. Earth sheltering also provides greater security and the same time a building that will last a good 500 years. There are fewer than a dozen earth-sheltered homes in Britain, which makes their inhabitants into pioneers of a sort.Building this way is also compatible with the new conservationist methods. (...) To avoid living in "shoe boxes" and to keep agricultural land green, there is really only one way of building: underground. "In 100 years" time, or less,' says Timothy, "I beleive that large numbers of people will be living in earth-sheltered homes in Britain."Earth-sheltered homes don't have to be like Timothy's reservoir. (...) A patio is also possible, as long as there is enough space in front of a house.However, according to Peter Carpentier, secretary of the British Earth Sheltering Association, who lives in his own underground home, there are a few disadventages. For instance, because there are so few earth-sheltered homes in UK, it is usually hard, although not impossible, to get planning permission. (...) When a lot of excavation is needed, building costs can be higher than for conventional homes, although savings can be made in other ways.Proszęęęęę :>
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