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4000 x 10% = 400 zł
400 : 2 = 200
4000 + 200 = 4200
4200 x 10% = 420
420 : 2 = 210
4200 + 210 = 4410 zł za 1 rok
2 rok
4410 x 10 % = 441
441 : 2 = 220,5
i tak dalej