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500.000x16%=80.000
80.000:4=20.000
12bulan:4=3bulan
lama menabung 3bulan
24.
165.000-150.000=15.000
150.000x12%=18.000
18.000:12=1.500
15.000:1.500=10bulan
lama menabung 10bulan
semoga membantu
bila berkenan kasih mahkotanya disini