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Intereses proporcionales al tiempo transcurrido quiere decir que se tiene una tasa de:
i = 1/10 meses = 0,1 = 10% mensual
R= 21800
n = 10
M= R [(1+i)ⁿ /i] (1+ i)
M = 21800[(1+ 0,10)¹⁰ / 0,10] (1,10)
M = 21800 [ 25,94] (1,10)
M = 622.041,20
I= R [(1+i)ⁿ /i]
I = 21800*25.94
I = 565.492
Lo ahorrado = 622.041,20 -565.492 = 503.290,80
Lo ahorrado por Daniel en interese es de 503.290,80