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besar tabungan = 800.000
tabungan 5 bln = 840.000
mk :
besar bunga 5 bln = 840.000-800.000 = 40.000
besar bunga per bln = 40.000/5 = 8.000
Bunga per tahun = 8.000 x 12 = 96.000
jd : suku bunga per thn = 96.000/800.000 x 100% = 12% / thn
840.000 - 800.000 = 5/12 . p/100 . 800.000
40.000 . 12 / 5 . 8.000 = p
40.000 . 12 / 40.000 = p
12 % = p
jd bunga/thn = 12%