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Tabungan awal = 120.000
suku bunga per thn = 15%
maka :
Bunga 1 than = 120.000 x 15% = 18.000
Bunga 4 bln = (18.000/12) x 4 = Rp 6.000
4/12*15/100*120.000
4/12*18000
72000/12=6000