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Verified answer
Jawabsetiap tahun naik = 5%
gaji tahun pertama = 12 x 3.200.000 = 38.400.000
gaji tahun kedua = 105 % 38.400.000 = 40.320.000
gaji tahun ketiga = 105% x 40.320.000 = 42.336.000
jumlah = 121.056.000