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Tabungan awal = 2.400.000
tabungan setelh 8 buln = 2.528.000
maka :
Jumlah bunga 8 bln = 2.528.000 - 2.400.000 = 128.000
bunga per bulan = 128.000 / 8 = 16.000
bunga 1 tahun = 16.000 x 12 = 192.000
jadi % bunga per thun = 192.000/2.400.000 x 100% = 8% / tahun
36000B = HPM
36000B/HM = P
H = 8 x 30
= 240 hari
B = 2.528.000-2.400.000
= 128.000
P = 36000 x 128.000 / 240 x 2400000
= 4608000000/576000000
= 8% / tahun