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bunga 1 bulan = 48.000 /15 = 3.200
%bunga1 bulan = bunga s3bulan / tab.awal x100%
= 3.200 / 480.000 x100%
= 0,66667 %
%setahun= 0,66667% x 12 = 8%
%b = 48.000 x 15 x 100 %
480.000 12
= 15 / 12 x 10 %
= 12,5 %