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= Rp.6.000.000,- x 12/100 x 1/12
= Rp.6.000.000,- x 1/100
= Rp.60.000,- (perbulan)
Rp.540.000,- : Rp.60.000,-
= 9 bulan
jadi lama hanik menabung = 9 bulan