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U5 = a + 4b
-3 = 5 + 4b
4b = - 5 - 3
b = -8/4
b = -2
S20 = 20/2 x (2a + 19b)
S20 = 10 x (10 - 38)
S20 = 10 x (-28)
S20 = - 280