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U10= 15 ===> a + 9b = 15 -
0 - 5b = - 10
b = 2
a + 4b = 5
a + 4(2) = 5
a = -3
U20 = a + (n-1)2
= -3 + (20-1)2
= -3 + (19)2
= -3 + 38 = 35