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5.000.000 = P . [((1 + 0,08)⁵ - 1)/(0,08)]
5.000.000 = P . [(1,08⁵ - 1)/(0,08)]
5.000.000 = P . (1,4693280768 - 1)/0,08
5.000.000 = P . (0,4693280768)/0,08
5.000.000 = 5,86660096 . P
P = 5.000.000 : 5,86660096
P = 852.282,27
FV = nilai di masa depan
r = tingkat bunga
P = nilai yang harus didepositkan setiap tahun