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besr tabungan = 200.000
% bunga 1 thn = 6%
besr bung y diperoleh = 80.000
maka :
besr bung 1 thn = 6% x 200.000 = 12.000
besr bunga 1 bln = 12.000/12 = 1.000
jadi lama menbung = 80.000 ÷ 1000 = 80 bln = 6 tahun 8 bln