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16/100 x 250000
=Rp 40.000/tahun
b) 16/100 x 250.000 x 1/12 x 9
=40.000 x 1/12 x 9
=Rp30.000
b. bunga 9 bln > 9/12 x16 % = 12 %
jadi, bunganya > 12% x 250000 = Rp30000