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asumsi jumlah pinjaman awal "X" (100%)
Jumlah setelah 9 bulan Rp. 115.000.000 (100% + 15%)
"X" x 15% = Rp. 115.000.000,-
"X" = Rp. 115.000.000 : 115%
= Rp. 100.000.000