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b = 3
c= 4
d = 4
ad = a . d
= 12 . 4
= 48
bc = b . c
= 3 . 4
= 12
ab = a . b
= 12 . 3
= 36
cd = c . d
= 4 . 4
= 16
ad + bc - ab - cd = 48 + 12 - 36 - 16
= 8
maaf kalau salah