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m= modal
b= bunga
mencari bunga
misal : p x M
p = %
12 1/2 % atau 12,5%
1.000.000 x 12,5%
1.000.000 x 12,5/100 = 125.000
kemudian kita masukan ke rumus pertama
1.000.000 + 125.000 = 1.125.000