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2 tahun x 32.000 = 64.000
400.000 + 64.000 = 464.000
400.000 x 8/100 (tahun pertama)= 32.000
432.000 x 8/100 (tahun kedua) = 34.560
tabungan th kedua = 432.000
bunga th kedua = 34.560
total tabungan = 432.000 + 34.560 = Rp 466.560,-