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lama menabung = 18 bln
besar tabungan = 5.175.000
suku bunga = 10%
maka :
suku bunga 18 bln = 10%/12 x 18 = 15%
tabungan awal = 100/100+15 x 5.175.000
= 100/115 x 5.175.000
= Rp 4.500.000