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100/100+9/100=3.815.000
109/100×m=3.815.000
m=109/100:3.815.000
m=100/109×3.815.000
m=3.500.000
B = M x b/100 x t/12
B = M x 12/100 x 9/12
B = M x 9/100
B = 9/100 M
B = 0,09 M
T = MxB
T = 1 M x 0,09 M
T = 1,09 M
M = 3.815.000/1,09
M = 3.500.000