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setelah sembilan bulan = 896000
bunga selama 9 bulan = 896000-800000
= 96000
% bunga selama 9 bulan = 96000/80000 * 100%
= 12%
% perbulan = 12 / 9 = 4 / 3
maka % per tahun = 4 / 3 * 12
= 16 %