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Tabungn awal = 2.000.000
bunga per thun = 9 % x 2000.000 = 180.000
pajak bunga = 20%
maka :
Besar pjak = 20% x 180.000 = 36.000
jadi besar bunga pertahun y diterima = 180.000 - 36.000 = Rp 144.000