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1 tahun=2000×6=12000
12000/150000×100=12,5%
pinjaman = 150.000
bunga 2 bln = 2.000
maka :
bunga 1 tahn (12 bln) = 2.000 x 6 = 12.000
suku bunga = 12.000/150.000 x 100% = 8%