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jumlah simpanan = 350.000
bunga pertahun = 18 % x 350.000 = 63.000
bunga per bulan = 63.000 / 12 = 5.250
maka :
Jumlah bunga 4 bulan = 5.250 x 4 = 21.000
jadi jumlah uang setelah 4 bulan = 350.000 + 21.000 = Rp.371.000
= 350.000 + 4/12 x 18/100 x 350.000
= 350.000 + 21.000
= 371.000